On Wednesday the NHOTW 5 remained steady at 97.0.

So if Wendi had invested £45 in a NHOTW index tracker last week, it would now be worth £43.65.

That's why the whole world comes to me for financial advice.

On Thursday the NHOTW 5 dropped 0.8 points to 96.2.

It's proving an interesting lesson in the importance of diversification though, because although BME [Heron Foods] has gone down 6% since the index started, Marstons [Special Brew] has balanced it by going up 7%.

I wonder at what point the index will hit zero?

If the current trend continues, that will be in the first week of December this year.

On Friday the NHOTW 5 slumped 2.2 points to 94.

BME [Heron Foods] has now lost 11% of its value since the index began.

On Monday the NHOTW 5 fell 1.3 points to 92.7.

Marstons [Special Brew] are now the only constituent showing a gain since the index began.

Yesterday the NHOTW 5 rallied slightly to 93.

On Wednesday the NHOTW 5 index fell back to 92.7 again.

Mainly due to a big slump in Safestore, they possibly having heard that I'd decided not to rent any extra space from them in Essex.

On Thursday the NHOTWI 5 plunged 1.5 points to 91.2.

It's the magic of the NHOTW.

I guess selling stuff to NHOTWians just doesn't pay for companies nowadays

On Friday the index slumped a further 0.7 points to close the week at 90.5.

On Monday the NHOTW 5 fell another 0.6 points to 89.9.